We work with your
insurance plan
We're in-network with almost all major nationwide health insurance plans. If you don't see yours listed, call us — we likely accept it. Self-pay rates also available.
In-network with major insurers
Instant Urgent Care is in-network with most major commercial insurance carriers, Medicare, and Medi-Cal. Our billing team handles the paperwork so you can focus on getting better.
- We verify your insurance before your visit — no surprises
- Copays collected at time of service per your plan
- We submit claims directly to your insurer
- Transparent pricing if your plan has a deductible
Not sure if we accept your plan? Call us and we'll verify your benefits in minutes.
Mon–Fri 9AM–7PM · Sat–Sun 9AM–5PM
Affordable self-pay rates available
No insurance? We offer transparent, affordable self-pay pricing for all services. Our team can provide a cost estimate before your visit. We never surprise bill.
Transparent pricing
No hidden fees.
We tell you upfront.
Tips for using your insurance
Always bring your physical insurance card or have it accessible on your phone. We'll scan it at check-in to verify your benefits.
Your copay is collected at time of service. Urgent care copays are typically lower than ER visits — often $25–$75 depending on your plan.
If you haven't met your annual deductible, you may owe more out-of-pocket. Our team will give you a cost estimate before you're seen.
Unsure about your coverage? Call (408) 687-4806 before your visit and our billing team will verify your in-network benefits with your insurer.
You can always request an itemized statement of charges. We provide this at no charge and can help you understand your Explanation of Benefits (EOB).
Our billing team submits all claims directly to your insurer. If there's an issue or denial, we work to resolve it on your behalf.
Insurance questions answered
No. Urgent care visits do not require a referral from a primary care physician. Simply walk in to any of our 3 locations during clinic hours.
Many HMO plans cover urgent care visits. Coverage varies by plan — call us at (408) 687-4806 or call the member services number on your insurance card to confirm.
This list isn’t exhaustive. We accept many additional plans. Call (408) 687-4806 and our billing team will verify your coverage within minutes.
Yes, we accept Medicare Part B and Medi-Cal at all three of our locations. Please bring your Medicare or Medi-Cal card to your visit.
Self-pay rates vary depending on the services provided. Call us at (408) 687-4806 for a cost estimate before your visit. We offer fair, transparent pricing with no surprise bills.
Yes. If you have questions about a bill, contact our billing department at (408) 687-4806. You may also review our Patient Financial Responsibility Agreement linked in the footer.
Ready to be seen?
We’re open right now.
Walk in to any location or book a telemedicine visit from anywhere in California. No membership. No long waits. Real doctors.
Call during clinic hours